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About Us
At Aussie Working Capital, we bring over 25 years of experience in helping small and medium enterprises (SMEs) unlock the capital they need to grow.
Our strength lies in working with a wide panel of both bank and non-bank lenders, giving you access to multiple funding solutions tailored to your business needs. In most cases, we help businesses leverage their own assets to access affordable finance — a strategy that keeps ownership intact while fueling growth.
Beyond finance, we connect our clients with trusted specialist partners in HR, Accounting, Foreign Exchange, and Marketing — ensuring your business has access to expert advice and ongoing support.
We know there’s no such thing as a “one-size-fits-all” funding solution. That’s why our focus is on matching your business with the right funder — one who understands your vision and works with you to create lasting success.
Our guiding principle: 👉 A successful business owner keeps their private assets separate from their business assets.
When you work with Aussie Working Capital, you gain not just funding options but also our relationships, expertise, and proven strategies to help your business scale with confidence.
Hear from Our Founder – Steve Pollard
With more than 20 years of hands-on experience in working capital solutions, Steve has worked both inside the banking industry and with non-bank lenders. This dual perspective means he understands what banks can do, what they can’t, and the smart alternatives available to SMEs.
As a former business owner himself, Steve knows the pressure of managing cashflow.
In his own words: I used to stay awake at night wondering where the cash was coming from to pay next week’s wages and suppliers. Then my accountant referred me to a cashflow lender who lifted that burden. That freedom allowed me to focus ON the business instead of IN it — and my business doubled soon after. I’ve been a convert ever since.
Today, Steve’s mission is simple: My passion is helping SME owners see the alternatives, adapt as their needs evolve, and experience the freedom that comes with strong cashflow. For me, there’s nothing more rewarding."

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